2025 Modern Wealth Survey
Survey shows that those who save, invest, and plan are more confident about reaching their financial goals.
Key findings
- Two-thirds of Americans believe investing success today requires supplementing traditional investment products like stocks and bonds with new asset types, and two in five say the 60/40 portfolio is outdated.
- More than 60% of Americans say today’s market environment demands a long-term view, and nearly 70% of investors say they have more patience now than when they started.
- Two in five Americans see cryptocurrency as a good investment, and 65% of cryptocurrency investors plan to increase their holdings. Nearly half of American investors are interested in owning alternatives like private equity, hedge funds, and venture capital.
Key findings
- Americans say it takes more money to be financially comfortable today than it did a year ago, citing a range of factors in today’s economy.
- Most people feel like wealth is achievable, but for many there are roadblocks.
- Younger people are optimistic about gaining wealth and are taking action to save, invest, and create a formal financial plan.
About the survey
The online survey was conducted by Logica Research from April 24, 2025, to May 23, 2025, among a national sample of 2,000 Americans aged 21 to 75. An additional 200 Gen Z and 200 current crypto investors completed the study. Quotas were set to balance the national sample on key demographic variables.
Media Contact: Hibah Shariff
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