Schwab High Net Worth Investor Survey 2024

Younger wealthy Americans break from tradition by opting to transfer their wealth during their lives rather than waiting until after death. 
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Key Findings

  • Millionaire Millennials and Gen X are more than twice as likely to prefer sharing their wealth with the next generation during their lifetime compared to millionaire Boomers.
     
  • Three in five wealthy Americans who intend to pass on wealth say they started planning their wealth transfer before the age of 45, and more than half started planning once they had a net worth of at least $1 million.
     
  • Younger wealthy Americans are significantly more likely to stipulate how their wealth can be used by future generations. 
     
Multi-generational family having a meal.

About the survey

The online survey was conducted by Logica Research from August 8, 2024, to September 2, 2024, among a national sample of 1,005 wealthy Americans with $1 million or more in investable assets, including 105 UHNW investors with $10 million or more in investable assets. All respondents were aged 18 or over. 

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