Schwab Investor Services

Individual investors have access to a wide range of financial products, including: stocks and options; mutual funds; bonds and fixed income products; CDs and money markets; banking; insurance and annuities.

All Schwab clients have access to research, analytic tools, performance reports, market analysis and educational materials. Clients looking for more guidance have access to online portfolio planning tools as well as professional advice from Schwab financial consultants, who can help develop an investment strategy and carry out investment and portfolio management decisions. Many clients have a relationship with a specific financial consultant, who serves as their primary point of contact for utilizing Schwab's services.

Additional services include:

• Active Trader: Schwab provides sophisticated tools and support for active online traders and investors.
• International Services: Schwab empowers non-U.S. investors and U.S. expatriates to invest and manage their U.S. dollar portfolios from abroad.
• Multicultural Services: Schwab serves U.S.-based Asian and Hispanic investors in their preferred languages and cultural styles.
• Schwab Private Client: Schwab offers a personal advice relationship with a designated financial consultant.